Thanks to my credit card, I am living my student life with ease. I used to think that credit cards used by students like me are mostly supplementary cards only. There are a few I know who have their own card because of a fat bank account, thanks to rich parents. Last year, however, I got to know about credit cards that are offered specifically for students. Even for starters like me. I logged on to and searched for the one that suits me. What a list they have, you will get crazy deciding on what to get. Good thing the site offers advices to applicant on what card to get based on your needs and financial capacity. I saw one that gives discounts for American Airlines flights. I go home to my parents twice a year so I found this card very useful. Lots of savings for me. Using my credit card wisely has given me more freedom with my finances, I am more confident with it now. It has also served as a good training ground for me when I handle and manage bigger finances, and has presented me an opportunity for building a good credit history for mortgage applications in the future.